The 2027 French presidential campaign has increasingly centered on how the country manages its substantial savings, with heated debates over pension systems, wealth taxation, and the role of private savings in public finances. According to the Bank of France, French citizens' financial assets totaled 6,590.5 billion euros at the end of last year—nearly double the country’s public debt. This has raised questions about how best to use these resources to address long-term economic and social challenges. The current pension system in France, known as a pay-as-you-go model, relies on contributions from active workers to fund retirees. However, this system is now under scrutiny, with proposals for a capitalization-based system where workers' savings are invested and returned upon retirement. On the left, Jérôme Guedj (PS) supports a collectively managed capitalization system led by social partners, though he does not oppose the existing pay-as-you-go system. The PCF of Fabien Roussel and LFI defend the current model. In contrast, most right-wing and center-right candidates advocate for developing capitalization. Marine Le Pen (RN) supports a capitalization component "for those who can," while former Prime Minister Édouard Philippe (Horizons) proposes complementing the pay-as-you-go system with a capitalization component. David Lisnard (Nouvelle Énergie) calls capitalization "indispensable." During a "grand oral" event with candidates, the mayor of Cannes described the current pension system as a "Ponzi pyramid," suggesting it is unsustainable. On the issue of wealth transmission, Gabriel Attal (Renaissance) opposes increasing inheritance taxes and proposes an open pension savings plan starting from birth to "smooth out the transmissions." Édouard Philippe also believes that "inheritance is changing" because it is "received later and later." Right-leaning candidates generally favor the transmission of wealth, while left-leaning candidates emphasize greater contributions from large inheritances for redistribution. Raphaël Glucksmann (Place publique) proposes taxing "mega-inheritances," i.e., 1% of the largest inheritances starting at 2 million euros. LFI defends a maximum inheritance of 12 million euros and "taking everything" beyond this threshold. The Ecologists of Marine Tondelier advocate for increased taxation of the largest inheritances to fund the ecological transition. Regarding the use of household savings to contribute to public debt, the right generally opposes the idea, with Gabriel Attal arguing that public debt is a matter of public spending, not savings. Bruno Retailleau (LR) similarly states that the problem of debt is not the problem of savings. On the left, Jérôme Guedj (PS) rejects linking private savings to public debt, considering them "two different mechanisms" and warning against an "optical shortcut" that suggests one could compensate for the other.