The UK government is promoting a savings program designed to help low-income earners build financial security. The Help to Save scheme, which is backed by the government, gives individuals a bonus of 50p for every £1 they save over four years. Participants can save up to £50 each month, and the bonus is paid at the end of the second and fourth years. Over four years, the maximum amount that can be saved is £2,400, with a bonus of up to £1,200. The scheme is currently available to working people who receive Universal Credit, a government benefit for those on low incomes, and it will soon include parents and carers on Universal Credit starting in 2028. Debt charity StepChange has expressed concern that not enough people are taking advantage of the scheme, despite its potential to help build a financial safety net. During UK Savings Week, which runs until 27 September, HM Revenue and Customs (the government’s tax and customs authority) reminded the public about the opportunity. Lucy Rigby, the economic secretary to the Treasury, described Help to Save as a “really beneficial scheme” and urged more eligible individuals to participate. Since its launch in September 2018, the Help to Save scheme has seen 656,700 accounts opened, with savers contributing a total of £676 million. A significant majority of those who have signed up—94%—are saving the maximum allowed amount of £50 per month. This indicates that many participants are taking full advantage of the program, but experts believe that more people could benefit from it, especially those who are eligible but have not yet enrolled.