Barnaby Joyce, the Treasury spokesperson for the One Nation party, stated that his party has not conducted any economic analysis on how its proposal to allow early access to superannuation savings might affect retirement incomes or inflation. The plan would let millions of Australian households withdraw a portion of their superannuation savings earlier, potentially to help with living expenses. Joyce, who gave a second strong interview in two days, dismissed criticism that One Nation should have included such analysis, saying, "Is there an implication beyond it being their money? Do you model the money you get paid at the end of the week?" He suggested that people would make rational decisions about their money and would not withdraw funds unless it made financial sense. Joyce argued that people would keep their superannuation funds if they believed it would yield a better return than other uses of the money. Under One Nation’s proposal, roughly 9 million Australian households that pay rent or a mortgage would be given the option to redirect a portion of their superannuation into their take-home pay for up to three years. Employers would still make the full 12% compulsory super contribution, but 3% could be paid directly to the account holder by their super fund, still taxed at the lower 15% rate. Modelling by the Super Members Council, which represents not-for-profit superannuation funds, estimated that the average worker would be $25,000 worse off by retirement if One Nation’s proposal were implemented. The Prime Minister, Anthony Albanese, criticized the plan, calling it a threat to the compulsory superannuation system. He said, "Once you lose the principle of universality, the policy starts to disappear," and noted that the proposal lacked thorough consideration. Treasurer Jim Chalmers described the policy as "an absolute shambles," pointing out that One Nation had not provided clear answers on the implications for pensions or the broader economy. He said the proposal was "a shambles from beginning to end."