A report commissioned by the French government in February and signed by Elisabeth Hubert, former Minister of Health, Nicolas Bouzou, an economist, Stéphane Junique, president of the VYV mutual group, and Franck Von Lennep, former director of the Social Security, suggests that certain healthcare services should be fully reimbursed by private health insurance providers instead of the National Health Insurance Fund. The report, submitted to the government on September 23, proposes that optical care, hearing aids, sanitary transport, and the initial days of sick leave payments be covered exclusively by complementary health insurance. This would mean that the National Health Insurance Fund would no longer be involved in reimbursing these services. The report highlights that this shift would help clarify the roles and responsibilities of the different actors in the healthcare reimbursement system. It was commissioned by the government after the National Health Insurance Fund reduced its reimbursements and complementary insurance contributions increased. The report's authors believe this change could lead to a more efficient and clear division of roles in the healthcare system. Under the proposed system, health insurance providers would be fully responsible for optical care and hearing aids, which they already partially cover. Currently, they cover 68.2% of optical care costs and 50.6% of hearing aid costs. They would also take over the full reimbursement for non-urgent sanitary transports, including scheduled individual transports, transports for repeated medical sessions, and those for dialyzed patients. The report also suggests that complementary health insurance should cover the daily allowances for the first few days of sick leave. This change could encourage companies, which contribute to complementary insurance alongside employees, to focus more on preventing illness and reducing employee absences. The report authors argue that this shift would push companies to take a more active role in managing workplace health and attendance.