Welcome bonus structure

Monabanq is offering a welcome bonus of up to 280 euros to new customers who open a current account for the first time. The bonus is not paid in one lump sum but is released in stages as certain conditions are met.

Initial bonus upon account opening

New customers receive an initial 20 euros upon opening their account, which is paid on the 16th of the following month. This is the first step in the bonus process.

Bonus for account funding

An additional 60 euros is available if the customer deposits at least 300 euros into the account within the month following the account's opening. This can be done in one or more installments.

Card usage bonus

Customers who subscribe to a Visa card and make at least 30 payments with it within two months of opening the account receive another 60 euros. This bonus is paid on the 16th of the month following the 30th payment.

Mobility assistance bonus

Subscribing to Monabanq's banking mobility assistance service can provide an additional 80 euros. To qualify, the customer must sign up for the service online within the month following the account's opening and complete a mobility mandate.

Total bonus after initial steps

Combining the initial 20 euros, the 60 euros from account funding, the 60 euros from card payments, and the 80 euros from the mobility service, the total bonus reaches 220 euros after the initial steps are completed.

Loyalty bonus after one year

Monabanq adds a final loyalty bonus of 60 euros for customers who still hold their account on the 13th month following its opening. This bonus is paid no later than the 16th of that month, provided the customer has subscribed to at least two other banking products, including one savings product.

Conditions for full bonus

The full 280 euros is only available if the customer keeps the account and the required products for at least 13 months. The offer is exclusive to adults who have never held a current account at Monabanq and applies only to specific account types, with certain profiles and offers excluded.

Penalties for early account closure

If a customer closes their account within 12 months of opening, Monabanq reserves the right to reclaim the entire bonus. The mobility bonus also requires maintaining bank domiciliation for at least 12 months.

Additional offer for joint accounts

For joint accounts opened from June 1, 2026, a second Visa card is offered at no extra cost, provided the account is held for the entire duration. The subscription fee for this second card is first deducted and then reimbursed.