During winter truce 2026-2027, landlords can't evict tenants but must still collect rent, with insurance options to cover unpaid rent and related costs.
Winter truce limits evictions
From November 1, 2026, to March 31, 2027, landlords are not allowed to evict tenants, regardless of the reason, such as unpaid rent or lease violations. This temporary suspension applies to all eviction cases during this period.Rent payments remain required
Despite the winter truce, tenants are still required to pay their rent and associated charges on time, as specified in their lease agreements. The truce does not suspend financial obligations.Unpaid rent insurance remains active
Landlords who have signed an unpaid rent guarantee (GLI) can still seek compensation for unpaid rent during the winter truce. The insurance remains active and can be used to claim for unpaid rent even if evictions are not allowed.GLI covers multiple costs
The GLI can also cover additional expenses such as procedural fees, property damage, and occupation indemnity if a tenant stays past the lease end. However, some policies may limit the total amount of compensation or the time period for which it applies.Timely action is advised
Landlords are encouraged to act promptly if rent is not paid, as insurers often have strict deadlines for reporting unpaid rent and initiating claims. Delaying may result in the loss of insurance benefits.Procedures for initiating GLI claims
To claim under the GLI, landlords should first contact the tenant to resolve the issue. If unsuccessful, they should follow the GLI procedures, including sending reminders and formal notices, and submit necessary documents like the lease and proof of unpaid rent.Judicial eviction processes continue
While evictions cannot be carried out during the winter truce, landlords can still begin legal procedures to obtain an eviction order. This involves filing a lawsuit and following court procedures to secure an eviction decision.Enforcement after court order
If a court issues an eviction order, the landlord will contact a judicial commissioner, who will give the tenant a two-month deadline to leave. If the tenant refuses, law enforcement may be called in to enforce the order.