New savings account launched

BforBank has introduced a new savings account called Bfor+, offering a boosted interest rate of 3.10% gross annual for 12 months, up to a limit of 200,000 euros, for first-time openings between October 1st and November 2nd, 2026 inclusive.

Account features and flexibility

The savings account allows for immediate access to funds, making it suitable for both planning projects and managing unexpected expenses. The boosted rate applies to amounts deposited within the 200,000 euro limit, while the total deposit limit for the account is 4 million euros.

Post-promotional interest rate

After the 12-month promotional period, the standard rate of 1.20% gross annual applies to all amounts, including those exceeding the 200,000 euro limit. The interest earned is subject to taxation, with a single flat tax (PFU) of 31.4% in 2026, resulting in a net return of approximately 2.13% for the boosted rate.

Eligibility and access

The account is available to individuals who are major and non-professional users, with a 14-day legal right of withdrawal. Deposits can be made starting from 10 euros, and the account is accessible through BforBank's app, 7 days a week and 24 hours a day.

Deposit guarantee details

The account is protected by the Deposit Guarantee and Resolution Fund (FGDR) up to 100,000 euros per client and per bank, but the 200,000 euros benefiting from the boosted rate are not fully covered by this guarantee.