Unédic study on unemployment benefits reform

The Unédic, a French organization managing unemployment insurance, has released a study estimating the effects of shortening unemployment benefits for people who leave their jobs through individual mutual agreements. The findings suggest that between 35,000 and 45,000 fewer people would receive benefits each month starting in 2030, compared to if the current rules remained unchanged.

New benefit duration rules

Under the new rules, people under 55 years old can receive unemployment benefits for a maximum of 15 months after leaving a job through an individual mutual agreement. This is shorter than the 18 months allowed for other types of unemployment in the same age group. For those aged 55 and older, the maximum is 20.5 months. Extensions are possible under certain conditions, and the rules are outlined in a circular published by Unédic on October 22, 2026.

Impact on benefit days and recipients

The study predicts that 46% to 52% of people entering unemployment insurance through individual mutual agreements would see a reduction in the number of days they are compensated. However, this would affect only 8% to 9% of all people starting unemployment benefits. The impact varies based on age and the daily benefit amount, but the overall reduction in beneficiaries is expected to be around 7% to 9%.

Gradual budgetary savings

The financial savings from the reform will increase gradually. In 2026, the savings are expected to be less than 5 million euros, rising to about 50 million euros in 2027. By 2029, the savings are projected to be between 670 and 830 million euros, and by 2030, they are expected to reach between 730 and 900 million euros annually. These estimates depend on whether people choose to extend their benefits or not.