Ghana is working to gather more money from both the public and private sectors to improve its water systems, as the country faces growing needs for investment and tight government budgets. To address these challenges, Ghana has created a funding plan worth 4.28 billion dollars aimed at supporting the most critical projects in the water sector. This initiative is part of the National Water Investment Program, which seeks to build stronger water infrastructure that can withstand the effects of climate change. The program also focuses on identifying key projects, determining how they will be carried out, and securing funding from various sources. To achieve universal access to clean water by 2030, Ghana estimates it needs about 1.7 billion dollars each year. However, the government is limited in its ability to fund these projects on its own due to high levels of public debt and limited budget flexibility. In response, the Water Resources Commission (WRC) is pushing for a mix of government funding, loans with favorable terms, private investments, and climate-related financing. This strategy is part of a broader effort to improve access to international climate financing, which can support projects that address the impacts of climate change. In February 2026, Ghana launched a 600,000 dollar program backed by the Green Climate Fund (GCF) to enhance the country's ability to prepare and implement water projects that can attract additional funding. This initiative aims to build local capacity and ensure that water projects meet international standards and requirements for funding. At the same time, the Medium-Term Development Plan for 2026-2029 includes a 22.34 billion cedis (1.8 billion dollars) program focused on improving urban water infrastructure. This plan aims to increase the percentage of the population with access to a basic water source by 14% by 2029. Several key projects are planned in cities such as Keta, Damongo, Tamale, Yendi, and Techiman. These projects are expected to improve access to clean water and support the development of more resilient water systems. By combining different funding sources and focusing on strategic priorities, Ghana hopes to make progress toward its long-term water access goals while building infrastructure that can withstand the growing challenges posed by climate change.