On Friday, September 18, a panel discussion took place during the BFM Crypto segment, The Club on BFM Business. The discussion featured Nathalie Janson, an economist, professor at Neoma Business School, and president of Génération Libre; Julien Vallet, founder of Finst; Pauline Armandet, a journalist at BFM Business; and Maurgane N Landu, founder of Cryptos-360. They were interviewed by Sandra Gandoin, who guided the conversation through several key topics in the evolving world of cryptocurrency and financial technology. One of the main topics was the recent rejection of the Clarity Act negotiations in the United States. The Clarity Act aimed to provide clearer regulations for cryptocurrency transactions, but its failure highlights the ongoing challenges in creating a unified legal framework for digital assets. This issue has implications for both investors and regulators worldwide, as the lack of clear rules can lead to uncertainty and risk in the market. The discussion also addressed the failure of many French citizens to declare their cryptocurrency holdings to tax authorities. As cryptocurrencies become more mainstream, governments are increasingly trying to track and tax digital assets. However, the anonymity and complexity of crypto transactions make it difficult for authorities to ensure compliance, leading to potential legal and financial consequences for those who fail to report their holdings. Other topics included the development strategy of Revolut, a popular financial services company known for its digital banking and cryptocurrency offerings. The panel also discussed the launch of Revolut’s stablecoin, EURR, which is backed by the euro and designed to offer a more stable alternative to volatile cryptocurrencies. Additionally, the acquisition of BOST by Finst was highlighted, reflecting the ongoing consolidation and growth within the fintech sector.