The online bank Fortuneo is offering a special welcome promotion for new customers until September 30, 2026, which includes up to 250 € in bonuses. To qualify, customers must open a bank account, choose an eligible credit card, make five payments within 90 days using the card, open a Livret + savings account, and use the free neoChange banking mobility service. The promotion is available with the promo code FTN0926 and requires the complete application file to be submitted by October 14. The bonuses vary depending on the credit card selected, with different amounts awarded for each option. Customers who choose the Gold CB Mastercard receive 160 €, while those opting for the Fosfo CB Mastercard get 50 €. The World Elite card is not eligible for the promotion. Additional bonuses include 80 € for using the neoChange service for the first time and 10 € for opening a Livret +, bringing the total possible bonus to 250 €. This offer is not cumulative with other promotions or referrals and is only available to new customers. The Fosfo Mastercard is accessible without income requirements and comes with several benefits, including compatibility with major mobile payment systems, virtual card issuance, and various insurance services. These include protection against identity theft, legal assistance, coverage for civil and criminal liabilities, no fees on withdrawals and payments abroad, accident guarantees, and repatriation and hospitalization assistance. The Gold CB Mastercard offers higher limits for withdrawals and payments, the option to choose deferred payment after six months of account tenure, and broader assistance guarantees. It is available to adults who can prove a monthly net income of at least 2,200 € (or 3,300 € for a joint account with two CBs). Fortuneo also offers a 10 € bonus for opening a Livret + savings account before September 30, 2026. The Livret + earns a 5% annual gross interest rate for four months on deposits up to 100,000 €, after which the rate reverts to 1.6%. This offer is limited to one Livret + per capable adult resident in France and requires the existence of a deposit account with Fortuneo. The neoChange service allows customers to easily transition their banking details to Fortuneo by listing all regular direct debits and transfers in their customer space. The service is free and rewards users with an additional 80 € bonus. Fortuneo emphasizes its low banking fees, with the Fosfo and Gold cards being free if used at least once a month, and no account maintenance fees. According to MoneyVox, its services are among the cheapest in France.