Banking fees in France have risen by 2.7% in 2026, according to the Bank of France's Banking Tariff Observatory. These fees include monthly charges, occasional costs, and service packages, which can be difficult for customers to track. Some fees are taken every month, others once a year, and some are only charged when specific events happen. Certain packages, such as "tranquillity packs" or "all-inclusive packs," promise discounts but may lead customers to pay for services they don't need or use. Banks are required by law to provide a standardized document outlining their fees and to send an annual summary of all fees deducted from a customer's account. However, these documents are rarely reviewed by customers, and by the time they receive them, the fees have already been paid. Some fees can be especially high, such as processing fees that can reach up to 100 euros, even for small transactions like a 350-euro payment for a forgotten fine. To assess if a bank is too expensive, customers can review their annual summary of banking fees, which is available in their online customer area. This document provides a detailed breakdown of all the amounts paid to the bank over the course of a year. A public and free banking fee comparator is also available online, allowing users to compare fees across different banks. While private comparators offer similar services, they may promote specific banks through promotional deals. A new simplification law passed this year requires banks to use common definitions for their services, which makes it easier for customers to compare different banks. Studies have shown that online banks are generally less expensive than traditional banks with physical branches. However, they may not be the best choice for customers who prefer in-person banking services.