In France, life insurance contracts that use units of account (UC) must include specific types of investment options. These include at least one solidarity UC, which supports social or community projects, one UC labeled ISR (Investissement Socialement Responsable), which focuses on socially responsible investments, and one labeled Greenfin, which emphasizes environmental sustainability. Insurers are required to clearly explain the proportion of these investment options within the contract to the policyholder. Retirement savings plans, known as PER (Plan d'Épargne Retraite), may offer access to ISR or Greenfin funds. These plans can include managed investments that follow an ESG (Environmental, Social, and Governance) approach, though the availability of such options depends on the financial institution. This allows individuals to align their retirement savings with ethical or environmental values. Ordinary securities accounts (CTO) provide a high degree of investment freedom. Investors can choose from various funds and securities, including those labeled ISR, Greenfin, or Finansol, which are also focused on responsible investment. The overall sustainability of the portfolio depends on the specific investment choices made by the individual. Share savings plans (PEA) allow investors to put money into ISR funds that are primarily invested in European stocks. However, not all responsible investment funds are eligible for this scheme, which limits the range of options available. Company savings plans (PEE), managed collectively by employers, allow investments in solidarity funds. Between 5 to 15 percent of the assets in these funds are directed toward solidarity enterprises that serve social purposes. Since July 2024, PEE plans must also include at least one fund that has received a recognized label in responsible investment or ecological transition. For more detailed information, the Guide pratique de la finance durable - 2027 edition provides a comprehensive overview. Readers can also explore the online dossier of the guide for further insights. Source: Autorité des marchés financiers (AMF).