Bank deposits fall slightly in France

Bank deposits in Metropolitan France totaled 2,880.8 billion euros at the end of August 2026, down from 2,893.5 billion euros in July. This represents a 0.4 percent decline, or about 12.7 billion euros, according to the Banque de France, which released the data on October 23. The figures cover deposits from non-financial customers, such as businesses and non-residents, but not household savings.

Île-de-France sees largest drop

Île-de-France, which includes Paris, recorded the largest decline in deposits, falling from 1,048.1 billion euros in July to 1,037.6 billion euros in August. This is a decrease of 10.5 billion euros. The region accounts for about 36 percent of all deposits in the metropolitan area covered by the data. Paris alone saw a decrease of 9.5 billion euros, from 574.6 to 565.1 billion euros.

Other regions show mixed trends

Other major regions showed varied changes in deposits. Auvergne-Rhône-Alpes saw a decrease of 1.1 billion euros, while Nouvelle-Aquitaine recorded an increase of 1 billion euros. Hauts-de-France had a decline of 0.8 billion euros, and Brittany remained nearly unchanged, with only a slight increase of 0.1 billion euros.

Savings account types show different trends

The data also revealed that ordinary credit accounts fell by 10.4 billion euros, from 1,113.6 billion euros in July to 1,103.2 billion euros in August. Time deposits decreased slightly, but "other savings accounts," including popular ones like Livret A and youth savings accounts, increased by 2.6 billion euros. Popular savings accounts (LEP) rose slightly to 82.7 billion euros.

Data covers only part of the banking system

The territorial financial centralization system used by the Banque de France includes operations from around 300 banks affiliated with the French Banking Federation. It excludes deposits held with the public treasury, those collected by the Caisse des dépôts et consignations, and balances in overseas departments. Therefore, it does not represent the full picture of national monetary aggregates. The Banque de France also notes that changes in banking networks can affect monthly variations in the data.