A Bunq study reveals financial gaps in couples widen without open money talks, as women often save less despite equal sharing efforts.
Financial discussions key for couples
A study by the neobank Bunq shows that couples who discuss money early on are better at managing financial differences. The research found that both men and women often save unexpected bonuses separately, which can lead to long-term savings disparities between partners.Savings differences in couples
Joe Wilson, a Bunq ambassador, explains that while equal sharing of income seems fair, it can result in unequal savings if one partner earns less. He emphasizes that managing marital wealth involves how couples handle monthly expenses and income distribution.Salary gap impacts financial planning
A study by the Association for the Employment of Managers (Apec) reveals that in France, women in managerial roles earn 16% less than men on average in 2026. This gap, combined with events like childbirth, can further affect women's financial stability.Parental leave and financial consequences
In France, parental leave after maternity is paid up to 459 euros per month, and it limits access to certain social benefits. Women are also more likely to switch to part-time work after having children, which can reduce their long-term pension benefits.Couples prefer structured financial planning
According to the Bunq study, 46% of women and 34% of men prefer a structured approach to managing income and expenses with a new partner. This organization helps clarify shared costs, individual contributions, and personal spending.Money talks can cause tension
The study also notes that 57% of respondents report that discussing money can lead to tensions in relationships. This highlights the importance of open and regular communication about financial matters between partners.
