Wero, a payment service created by European banks to rival **PayPal**, unintentionally impacted Inklu Fusion, a small organization in Kiel that supports the inclusion of people with disabilities. From September 15 to November 9, 2026, Wero offered a promotion where new users received 5 euros on their first payment and 10 euros on the second, provided the payments were sent to two different recipients. The value of the payment did not matter—even a single cent could qualify. However, many new users lacked personal connections with other Wero users, leading some to send tiny payments to organizations with public Wero identifiers, including Inklu Fusion.
Inklu Fusion received nearly 8,000 transfers of just a few cents each. However, the associated bank fees exceeded the amount of the donations. Deutsche Skatbank, the bank linked to Inklu Fusion, temporarily blocked incoming payments and prepared complaints, viewing the activity as a potential fraud attempt. Real donations and membership contributions were also disrupted, as the association’s business account incurred charges for every transfer received. For about 450 euros collected, the fees totaled nearly 770 euros—almost 10 cents in fees for every cent donated. Eventually, Deutsche Skatbank canceled all the fees and credited the full amount of donations.
The promotion was discontinued after just five days, far earlier than the nearly two-month plan. EPI (European Payments Initiative), the company behind Wero, expressed regret, stating the promotion had the opposite effect of its intended goals. EPI said it contacted Inklu Fusion and is working with its partner banks to prevent similar issues. The incident highlights a flaw in the system: a public Wero identifier can receive thousands of one-cent transfers without any filters, and the associated costs fall on the recipient.
Inklu Fusion has since stopped using Wero and only accepts donations through regular bank transfers. The promotion was limited to customers of participating banks in Germany. Meanwhile, in France, Wero is set to launch this autumn at locations such as Decathlon, Lidl, Air France, and Leclerc, and already allows users to pay Sosh bills.
Wero Promotion Causes Unintended Consequences for German Charity
AI-rewritten from original reportingHow it works
weroinklu-fusionpayment-feeeuropean-bankspaypal-competitor



