Revolut, a British-based digital bank, launched its intelligent assistant called AIR (AI by Revolut) in France on Tuesday. Integrated directly into its mobile app, AIR aims to simplify financial management for users by offering tools for tracking expenses, managing investments, and organizing travel plans. The assistant operates through a conversational interface, allowing users to interact with it via a simple messaging system powered by artificial intelligence. A quick swipe from the middle of the screen downward opens the conversation, making it easy to access financial tools without leaving the app. What sets AIR apart from traditional chatbots is its direct connection to the user’s accounts. It can provide insights into past spending, help manage recurring subscriptions, or even allow users to block a lost card—all within the same conversation. Beyond daily financial tasks, AIR also acts as a personal travel assistant. By describing a planned trip—such as a weekend getaway or a beach vacation—the assistant can suggest accommodations and local deals tailored to the user’s budget. It can also function as a translator for Revolut’s loyalty points, which can be converted into services like eSIMs or airport lounge access. Revolut emphasizes that user data is not stored by its AI partners and is not used to train other models, ensuring that the same high security standards apply to AIR as to the rest of the app. Julia Ponomareva, Revolut’s associate and general manager of products CX and AI, noted that users maintain control over their data, stating that “financial intelligence is never at the expense of privacy.” AIR has also been enhanced with new features such as access to private investment markets, tools to detect voice-based deepfakes to prevent scams, and a new pricing model that includes extras like eSIMs or language-learning subscriptions. Revolut, founded over ten years ago in London by former trader Nikolay Storonsky and developer Vlad Yatsenko, has grown significantly in France, boasting over 8 million customers. The company has committed 100 million euros to its expansion in the country and plans to establish a Paris headquarters by early 2027. With a banking license from France’s ACPR, Revolut now fully operates as a licensed bank in the country. As it rolls out AIR, the company is betting on artificial intelligence to keep its growing customer base engaged, particularly in a market where trust in AI assistants is still evolving.