Survey highlights generational differences in savings priorities

A new survey titled The French and Solidarity Savings reveals that younger generations in France are increasingly prioritizing the social and environmental impact of their savings. The study, conducted by FAIR and France Active, shows that 30% of those aged 18–24 and 22% of those aged 25–34 consider these factors most important when choosing a savings product, compared to only 7% of those aged 50 and over.

Older generations focus on security, younger on impact

The survey notes that older generations tend to prioritize the security and availability of their capital, while younger people integrate social and environmental considerations more strongly into their financial decisions. Patrick Sapy, director general of FAIR, emphasized that younger generations view savings not just as a shield against uncertainty but also as a way to contribute to societal challenges.

Savings linked to public debt and future concerns

The survey also explored reasons for increased savings in 2027. Nearly a fifth of respondents (22%) cited a potential rise in taxation to repay public debt as a reason to save more. About half of the French save out of concern for the future, a third to fund real estate, travel, or studies, and 17% for retirement.

Many feel uninformed but know where to direct savings

Despite the growing interest in solidarity savings, 63% of the French still feel poorly informed about related products. However, they clearly identify the main causes they would support with their savings, with the ecological transition being the most cited, followed by social ties and reducing inequalities. Pierre-René Lemas of France Active stressed that solidarity savings must become more accessible to everyone.