Promotional welcome bonus offered

Fortuneo, an online bank, is offering a promotional welcome bonus potentially reaching 260 euros for new customers who open an account between October 1st and November 1st, 2026. The offer includes various bonuses depending on the type of account and card opened.

Bonuses tied to specific accounts and cards

New customers can earn 160 euros by opening a deposit account with a Gold CB Mastercard, provided they make five payments within 90 days of the card's availability. Alternatively, they can earn 50 euros with a Fosfo CB Mastercard under the same conditions. An additional 80 euros is available through the neoChange banking mobility service, which requires a mandate to transfer recurring payments and transfers to Fortuneo.

Additional savings account bonus

A 20 euro bonus is also available for the first opening of a Livret +, a savings account currently offering a gross rate of 5.50% for three months. This bonus will be paid by February 1, 2027, if the account exists at that time.

Conditions for the Gold CB Mastercard

The Gold CB Mastercard is free if a monthly payment is made, offering high spending limits, extended insurance for travel, and no fees for payments and withdrawals abroad, excluding currency conversion fees. It is reserved for customers with at least 2,200 euros of monthly income or 10,000 euros in savings.

Conditions for the Fosfo CB Mastercard

The Fosfo CB Mastercard is free with a monthly payment and allows immediate debit operations worldwide without fees, with no income conditions. This makes it more accessible than the Gold CB Mastercard.

Requirements to claim the bonuses

To claim the bonuses, new customers must enter the promotional code "FTN1026" when applying through Fortuneo's online form. The account opening must be completed by November 15, 2026, and the deposit accounts and cards must be kept for at least one year.

Restrictions and validity of the offer

The offer is available to adults who have never held an account, product, or service with Fortuneo. It is limited to one joint account and one Livret + per individual. The promotion is subject to change and is valid until January 1, 2027, for the mobility offer.

Legal and corporate information

Fortuneo is a trademark of Arkéa Direct Bank, a joint stock company with a capital of 89,198,952 euros, registered in Nanterre. ISIFID, the company managing Fortuneo, has a capital of 222,222 euros and is registered in Paris.